Maximizing Your Ag Banking

Secure Your Future with BSB Wealth Management

Farming is about legacy- and wealth management plays a crucial role in protecting yours. BSB’s Wealth Management team is here to help you think beyond the current season and plan for long-term success, with services tailored to the ag community:

• Retirement planning: As an independent business owner, planning for retirement might seem complicated, but it’s crucial. Retirement plans like a SEP IRA or a SIMPLE IRA can be beneficial for self-employed individuals. Setting up a retirement account allows you to save for the future while reducing your current tax burden.

• Estate Planning: Ensure your assets and wealth are managed and distributed according to your wishes with the help of our estate planning professionals. Protect your farm and family’s future and gain peace of mind with our personalized estate planning services.

Strengthen Your Operation with Ag-Focused Business Banking

Running a successful farm or ranch requires more than just financing- it requires smart money management. With BSB’s ag-specific business banking services, you’ll gain tools that help you stay organized, efficient, and in control:

Agricultural businesses have unique banking needs, and choosing the right business banking partner can streamline your financial operations. Here are a few considerations for managing your business banking:

• Dedicated Ag Business Accounts: Make sure you have a dedicated business checking account to separate your personal and business expenses. This makes bookkeeping easier and ensures that you have clear records for tax purposes.

• Experienced Relationship Bankers: Our ag banking team understands the unique rhythms of your business and can guide you through every financial decision with confidence.

• Time-Saving Online Banking tools: BSB offers online tools and apps that can help you manage your business finances more easily. From mobile deposit, online bill pay, to monitoring cash flow, online banking can save you time and give you a clearer picture of your financial position, no matter where you are.

Let’s Grow Together

At Bennington State Bank, we’re committed to your success- today, tomorrow, and for generations to come. As your local ag bank, we believe in relationships, not transactions. We take pride in offering customized solutions backed by a team that truly cares about your operation.

Ready to customize your ag banking experience? Let’s build something that works for you. As your trusted ag bank and financial partner, we’re here to guide you every step of the way. Whether you need advice or financing options, don’t hesitate to reach out to your Bennington State Bank Team. Together, we’ll ensure that your farm or ranch continues to thrive for years to come.

Visit your local BSB branch or contact us today to talk with an ag lender expert or wealth advisor. Let’s work together to help your business grow stronger, smarter, and more secure- season after season.